Square-One Inspection Service is a certified state licensed provider of Florida Office of Insurance Regulation approved Uniform Wind Mitigation Inspections in the Greater Tampa Bay area of Florida.
Good News for Florida Homeowners!
As of July 1st 2007, Florida Statute 627.0629 require all insurance companies operating in the state of Florida to provide qualifying Florida homeowners with discounts, credits, or other rate differentials for construction features which help to reduce (mitigate) wind damage caused by hurricanes, tropical storms and other windstorm related claims. Chances are quite good that if you like nearly 90% of all Florida homeowners live in a concrete block home constructed after 1962 you already qualify for some type of discount on the windstorm portion of your homeowners insurance premium.
Frequently Asked Questions:
What types of buildings qualify for insurance discounts off of their windstorm insurance premium?
- Single Family Homes
- Multi-Family Buildings
- Commercial Buildings
What are some of the qualifying construction components that minimize (mitigate) wind damage from hurricanes and provide a basis for insurance discounts?
- Actual Roof Shape
- Reinforced Roof Decking
- Roof Shingle Attachment Method
- Shutter Protection Over Your Windows
- Hurricane Straps and/or Hurricane Clips
- Full or Partial Impact Resistant Glazing on Windows
- Other Wind Resistant Construction components
How can the typical Tampa Bay homeowner take advantage of the available insurance discounts?
By having a trained & certified Florida state licensed home inspector conduct a wind mitigation inspection on your property. The process requires an on-site inspection of your home including photo documentation of the qualifying wind mitigation components eligible for an insurance discount. The State Licensed Certified Mitigation Inspector is then required to fill out an Office of Insurance Regulation B1-1802 form, which when signed by you then becomes a five-year certificate that can be submitted to the insurance company underwriting your home.
What kind of savings can a Tampa Bay Homeowner expect should their home qualify for insurance discounts?
The Florida Wind Insurance Savings Calculator can help answer those questions. After performing 1000's of these inspections we have discovered the typical Tampa Bay homeowner can expect to see savings in the $300-500 per year range.
What can a Tampa Bay homeowner expect to pay for a certified Wind Mitigation Inspection?
Wind Mitigation Inspection pricing starts at $100.
Call 813-864-7697 Today to Schedule Your Inspection